SAG-AFTRA Health Benefits

Premiums

Beginning January 1, 2027, premiums for Earned Eligibility will change, as adopted by the Board of Trustees on August 27, 2026.

 

Earned Eligibility Premiums

COBRA and Extended Career COBRA

Dependents of Senior Performers Premiums

How to Pay Your Premiums (including Automatic Payment) 

 

Earned Eligibility Premiums

Participant Only

$375 per quarter

$390 per quarter

Participant + one Dependent

$531 per quarter

$549 per quarter

Participant + two or more Dependents

$747 per quarter

$780 per quarter

Note: Earned Eligibility Premiums are due on the first day of each quarter (January 1, April 1, July 1, October 1). You have a 30-day grace period and coverage will not begin until your payment is processed. If you miss your payment beyond the grace period, you may be able to reinstate your coverage retroactively with a Late Payment Waiver.

 

COBRA Premiums

Participant Only

$1,277 per month

Participant + one Dependent

$2,281 per month

Participant + two or more Dependents

$3,209 per month

Extended Career COBRA Premiums

Participant Only

$255 per month

Participant + one Dependent

$456 per month

Participant + two or more Dependents

$642 per month

Note: COBRA and Extended Career COBRA premiums are due on the first day of each month. You have a 30-day grace period and your coverage will not begin until your payment is processed. If you miss your payment beyond the grace period, you may be able to reinstate your coverage retroactively with a Late Payment Waiver.

 

Annual COBRA Premium Changes

Extended Career COBRA premiums are reviewed annually and may change effective January 1. If you are enrolled in Automatic Payments, your recurring payment will be adjusted automatically.

 

Dependents of Senior Performers Premium

Dependents

$250 per month

Note: Dependents of Senior Performers premiums are due on the first day of each month. You have a 15-day grace period and your dependent coverage will not begin until your payment is processed. If you miss your payment beyond the grace period, you may be able to reinstate your coverage retroactively with a Late Payment Waiver.

Who are Dependents of Senior Performers?

Non-Medicare-eligible dependents under age 65 and who are enrolled in the Health Plan. They include your legal spouse who is under age 65 and your eligible children who are under age 26.

To enroll dependents, Senior Performers must be enrolled in a Via Benefits Medicare plan or a Medicare plan through a licensed Medicare advisor.

Late Payment Waiver

Earned Eligibility

The Health Plan allows one Late Payment Waiver per three-year period for Earned Eligibility. Your waiver eligibility resets when a new three-year period begins:

  • 2026–2028: One waiver available 
  • 2029–2031: One waiver available 

COBRA and Extended Career COBRA

The Health Plan allows one Late Payment Waiver per COBRA period

Dependents of Senior Performers

The Health Plan allows one Late Payment Waiver per Benefit Period for Dependents of Senior Performers.