If your COBRA coverage ends and you are not eligible for Medicare, you have the opportunity to purchase coverage through the Health Insurance Marketplace established by the Affordable Care Act at www.healthcare.gov. In California or New York, you can access the Marketplace through state-run websites at www.coveredca.com or www.healthbenefitexchange.ny.gov. You can compare coverage, provider networks, premiums, deductibles and out-of-pocket costs before you make a decision to enroll. In the Marketplace you also may be eligible for a tax credit that lowers your monthly premiums. 

If you are totally disabled, you may qualify for an extension of coverage. Please contact the Plan for more information.