Benefit Summary | SAG-AFTRA Plans

Benefit Summary
Types of Pension	Age Requirement	Service Requirement
Regular Pension	65	10 Pension Credits
Early Retirement Pension	55	10 Pension Credits
Disability Pension	Younger than 65	10 Pension Credits, at least one Pension Credit in the six-year period immediately preceding disability
Occupational Disability	Younger than 65	5 Pension Credits, at least one Pension Credit in the six-year period immediately preceding disability
Terminal Illness Benefit	Younger than 65	10 Pension Credits
Normal Retirement Age Vested Pension	65	5th or 10th anniversary of participation without a Permanent Break in Service
Limited Five Year Vested Pension	65	5 Pension Credits without a Permanent Break in Service
Service Pension	55	10 Pension Credits, at least 5 Pension Credits as a Plan Office or Guild Office Participant. Age plus service must be at least 75.

Benefit Summary
Forms of Pension	Payment Description
Five-Year Certain	Payable to the pensioner for life with the guarantee that if the pensioner dies before receiving 60 monthly payments, the remainder are paid to the beneficiary.
Ten-Year Certain	Payable to the pensioner for life with the guarantee that if the pensioner dies before receiving 120 monthly payments, the remainder are paid to the beneficiary
50% Joint and Survivor Pension	Payable to the pensioner for life and, upon the pensioner's death, 50% of the monthly amount is payable to the surviving Spouse or Same-Sex Domestic Partner for life.
75% and 100 % Joint and Survivor Options	Payable to the pensioner for life and, upon the pensioner's death, 75% or 100% (whichever you elect at retirement) of the monthly amount is payable to the contingent annuitant for life.
Pop-Up Option	Available with the 50% Joint and Survivor Pension or the 75% or 100% Joint and Survivor Options. If the Spouse, Same-Sex Domestic Partner or contingent annuitant dies before the pensioner, the pensioner's monthly benefit reverts to the Five-Year-Certain f
Partial Lump Sum Option	An initial lump sum payment equal to 12 monthly pension payments is made. Subsequent monthly pension payments are paid in any of the above forms, as elected by the pensioner.

Additional eligibility requirements and information on the amount of monthly pension can be found in the Pension SPD. Most forms of payment are subject to reduction based on the age of the pensioner and, in some cases, the age of the pensioner's Spouse, Same-Sex Domestic Partner or contingent annuitant. If you have any questions or would like estimates of your pension amount, use the Pension estimator in your Benefits Manager, or contact the Plan.