You may elect to receive your monthly pension by having it directly deposited to a checking or savings account or by having it mailed to your address. The Trustees strongly urge pensioners to have their checks directly deposited into a bank account. This is more secure as the checks are not subject to theft from your mail box. In addition, you can be assured that your pension payment will be in your account on the 1st of the month and avoid potential delays of the mail. Direct deposits cannot be made to any banking institution outside of the United States.