Will I receive Retiree Health Credits under the SAG-AFTRA Health Plan for years of service I earned toward retiree health eligibility under SAG Plan and/or AFTRA Plan?

Yes.  You will receive credit for the greater number of retiree health years of service (i.e., SAG Pension Credits or AFTRA Qualifying Health Years) that you already earned towards retiree health coverage under either the SAG Health Plan prior to January 1, 2017 or the AFTRA Health Plan prior to December 1, 2016.

If you have credits/years in both Plans, the higher number transfers to the SAG-AFTRA Health Plan.

However, you will receive additional credits for any retiree health years of service earned under the Plan with the lower number of credits/years if:

They are SAG Pension Credits earned from January 1, 2009 through December 31, 2016


They are AFTRA Qualifying Health Years earned from December 1, 2008 through November 30, 2016.

The 12-month period in which you earned the retiree health year of service does not overlap by more than one month with any 12-month period for which you received a year of retiree health eligibility under the Plan in which you have the higher number of credits/years.

EXAMPLE: If you have 13 AFTRA Qualifying Health Years and 10 SAG Pension Credits, you would receive 13 Retiree Health Credits in the SAG-AFTRA Health Plan.

But if 3 of your 10 SAG Pension Credits were earned between January 1, 2009 and December 31, 2016 and you have no overlapping AFTRA Qualifying Health Years earned during the same period, you would receive 3 additional Retiree Health Credits in the SAG-AFTRA Plan.

So in this example, you would begin 2017 with 16 Retiree Health Credits.