Surviving Dependents

The Surviving Dependent benefit provides Senior Performers health benefits to your qualified dependents when you die, provided you meet certain requirements at the time of your death.  A qualified dependent includes your dependent children and your surviving spouse, provided you and your spouse were married for at least 12 months immediately preceding your death.

The Surviving Dependent benefit is provided to your qualified dependents if at least one of the following applies:

  • You were at least age 65 at death and had at least 20 Retiree Health Credits;
  • You were at least age 65 at death, had at least 15 qualifying years under the AFTRA Health Fund or at least 15 pension credits under the SAG-Producers Pension Plan as of December 31, 2016, and were age 55 or older on December 31, 2016; or
  • You were at least age 50 at death, had at least 20 Retiree Health Credits, and your age plus Retiree Health Credits was at least 75.  Coverage for your Dependents will begin on the date you would have turned 65.

Special grandfathering rule for those with Surviving Dependent health coverage from the AFTRA Health Plan or the SAG-Producers Health Plan:

If, as of December 31, 2016, you are eligible for or are receiving health coverage as a Surviving Dependent under either the AFTRA Health Plan’s Senior Citizen Health Program or the SAG-Producers Health Plan’s extended spousal benefit, you will be eligible for Surviving Dependent coverage under Plan I of the SAG-AFTRA Health Plan beginning January 1, 2017.

Coverage for your surviving spouse will continue until your spouse remarries or dies, provided the Plan premium is paid.  Coverage for dependent children will continue until they no longer meet the Plan’s  definition of a dependent.

The Plan requests verification of the marital status of all surviving spouses covered under this benefit annually during open enrollment.  Eligibility for this coverage will not be extended unless the Plan receives a completed questionnaire.

In some cases, additional benefits may be available under COBRA.  Qualified Dependents will be notified by the Plan if this additional coverage is available.

Surviving Dependent eligibility may be replaced with Earned Eligibility if either the minimum covered earnings requirement or the alternative days requirement is met.  Your dependents will receive earned Plan I coverage.